Thursday, December 11, 2025

Privacy Statement

Prospect is committed to protecting your privacy and developing technologythat gives you the most powerful and safe online experience. This Statement of Privacyapplies to the Prospect Web site and governs data collection and usage.By using the Prospect website, you consent to the data practices describedin this statement.

Collection of your Personal Information

Prospect collects personally identifiable information, such as your e-mailaddress, name, home or work address or telephone number. Prospect alsocollects anonymous demographic information, which is not unique to you, such asyour ZIP code, age, gender, preferences, interests and favorites.

There is also information about your computer hardware and software that is automaticallycollected by Prospect. This information can include: your IP address,browser type, domain names, access times and referring Web site addresses. Thisinformation is used by Prospect for the operation of the service, tomaintain quality of the service, and to provide general statistics regarding useof the Prospect Web site.

Please keep in mind that if you directly disclose personally identifiable informationor personally sensitive data through Prospect public message boards,this information may be collected and used by others. Note: Prospectdoes not read any of your private online communications.

Prospect encourages you to review the privacy statements of Web sitesyou choose to link to from Prospect so that you can understand how thoseWeb sites collect, use and share your information. Prospect is not responsiblefor the privacy statements or other content on Web sites outside of the Prospectand Prospect family of Web sites.

Use of your Personal Information

Prospect collects and uses your personal information to operate the ProspectWeb site and deliver the services you have requested. Prospect also usesyour personally identifiable information to inform you of other products or servicesavailable from Prospect and its affiliates. Prospect may alsocontact you via surveys to conduct research about your opinion of current servicesor of potential new services that may be offered.

Prospect does not sell, rent or lease its customer lists to third parties.Prospect may, from time to time, contact you on behalf of external businesspartners about a particular offering that may be of interest to you. In those cases,your unique personally identifiable information (e-mail, name, address, telephonenumber) is not transferred to the third party. In addition, Prospectmay share data with trusted partners to help us perform statistical analysis, sendyou email or postal mail, provide customer support, or arrange for deliveries. Allsuch third parties are prohibited from using your personal information except toprovide these services to Prospect, and they are required to maintainthe confidentiality of your information.

Prospect does not use or disclose sensitive personal information, suchas race, religion, or political affiliations, without your explicit consent.

Prospect keeps track of the Web sites and pages our customers visit withinProspect, in order to determine what Prospect services arethe most popular. This data is used to deliver customized content and advertisingwithin Prospect to customers whose behavior indicates that they are interestedin a particular subject area.

Prospect Web sites will disclose your personal information, without notice,only if required to do so by law or in the good faith belief that such action isnecessary to: (a) conform to the edicts of the law or comply with legal processserved on Prospect or the site; (b) protect and defend the rights orproperty of Prospect; and, (c) act under exigent circumstances to protectthe personal safety of users of Prospect, or the public.

Use of Cookies

The Prospect Web site use "cookies" to help you personalize your onlineexperience. A cookie is a text file that is placed on your hard disk by a Web pageserver. Cookies cannot be used to run programs or deliver viruses to your computer.Cookies are uniquely assigned to you, and can only be read by a web server in thedomain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to saveyou time. The purpose of a cookie is to tell the Web server that you have returnedto a specific page. For example, if you personalize Prospect pages, orregister with Prospect site or services, a cookie helps Prospectto recall your specific information on subsequent visits. This simplifies the processof recording your personal information, such as billing addresses, shipping addresses,and so on. When you return to the same Prospect Web site, the informationyou previously provided can be retrieved, so you can easily use the Prospectfeatures that you customized.

You have the ability to accept or decline cookies. Most Web browsers automaticallyaccept cookies, but you can usually modify your browser setting to decline cookiesif you prefer. If you choose to decline cookies, you may not be able to fully experiencethe interactive features of the Prospect services or Web sites you visit.

Security of your Personal Information

Prospect secures your personal information from unauthorized access,use or disclosure. Prospect secures the personally identifiable informationyou provide on computer servers in a controlled, secure environment, protected fromunauthorized access, use or disclosure. When personal information (such as a creditcard number) is transmitted to other Web sites, it is protected through the useof encryption, such as the Secure Socket Layer (SSL) protocol.

Changes to this Statement

Prospect will occasionally update this Statement of Privacy to reflectcompany and customer feedback. Prospect encourages you to periodicallyreview this Statement to be informed of how Prospect is protecting your information.

Contact Information

Prospect welcomes your comments regarding this Statement of Privacy.If you believe that Prospect has not adhered to this Statement, pleasecontact Prospect at cristina.sanchez@efclif.com.We will use commercially reasonable efforts to promptly determine and remedy theproblem.